Ever had a road accident? Car written off? Ever been pressured to take less than the vehicle is worth in compensation?
I had a problem some years ago with a claim following an accident with a car insured by Esure.
Eventually they got round to offering me well under half of the actual value of the car on the grounds they found I could replace my mint-condition (LPG converted) car with a clapped-out vehicle of same make and year without a gas conversion which were totally unacceptable for the purpose - a taxi.
After much arguing I was offered just under 50% - take it or leave it............ so I agreed to take it, pointing out that I would have to find a way to persuade the "other driver" to come up with the other money, and that I'd be on my way in about 30 minutes; the unspoken implication was that violence might arise!
20 minutes later they rang me back offering £50 less than I was asking for.
Why did I have to imply a course of action that I had no intention of carrying out?
How do Insurance Companies like Esure (but I bet they are all as bad) get away with this?
Why is it not illegal, when if Joe Public tries to inflate a claim he will get prosecuted?
Is it any wonder people claim what they can, when they can, even for non-existent whiplash injuries?
